.cvt{--accent: #2f6b63;--accent-soft: #dcebe7;--risk: #8a4a3b;--risk-soft: #f0e0db;--caution: #8a6a2b;--caution-soft: #f0e6d6;--steady: #3a5a4a;--steady-soft: #e4ebe4;--clear: #6b6358;--clear-soft: #ece7dd}.cvt .kicker{font-family:Newsreader,serif;font-style:italic;color:var(--ink-soft);font-size:1rem;letter-spacing:.02em;margin-bottom:14px}.cvt .calc-h1{font-family:Fraunces,serif;font-weight:500;font-size:clamp(2.2rem,6vw,3.4rem);line-height:1.08;letter-spacing:-.02em;margin-bottom:20px}.cvt .lede{font-size:1.18rem;color:var(--ink-soft);font-style:normal;max-width:60ch}.cvt .lede strong{color:var(--ink);font-weight:500}.cvt .calc-header{margin-bottom:48px}.cvt .ad-slot{border:1px dashed var(--line);border-radius:10px;padding:18px;text-align:center;color:var(--ink-soft);font-size:.85rem;font-style:italic;margin:28px 0;background:#00000004}.cvt .ad-slot small{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:6px;opacity:.7}.cvt section{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:36px 32px;margin-bottom:28px}.cvt .sec-label{font-family:Fraunces,serif;font-size:.82rem;text-transform:uppercase;letter-spacing:.14em;color:var(--accent);font-weight:600;margin-bottom:6px}.cvt .sec-title{font-family:Fraunces,serif;font-weight:500;font-size:1.5rem;margin-bottom:8px;letter-spacing:-.01em}.cvt .sec-note{color:var(--ink-soft);font-size:1rem;margin-bottom:26px}.cvt .field{margin-bottom:26px}.cvt .field:last-child{margin-bottom:0}.cvt .field label{display:flex;justify-content:space-between;align-items:baseline;font-size:1.02rem;margin-bottom:4px}.cvt .field .val{font-family:Fraunces,serif;font-weight:600;color:var(--accent);font-size:1.05rem}.cvt .field .hint{font-size:.92rem;color:var(--ink-soft);font-style:italic;margin-bottom:12px}.cvt input[type=number],.cvt select{width:100%;font-family:Newsreader,serif;font-size:1.05rem;padding:11px 14px;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--ink)}.cvt input[type=number]:focus,.cvt select:focus{outline:2px solid var(--accent-soft);border-color:var(--accent)}.cvt input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:3px;background:var(--line);cursor:pointer}.cvt input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--accent);border:3px solid var(--card);box-shadow:0 1px 4px #00000026}.cvt input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--accent);border:3px solid var(--card)}.cvt .scale-ends{display:flex;justify-content:space-between;font-size:.82rem;color:var(--ink-soft);margin-top:6px}.cvt .dimmed{opacity:.45;transition:opacity .2s ease}.cvt .dimmed input[type=range]{pointer-events:none}.cvt .assumptions summary{cursor:pointer;list-style:none;font-family:Fraunces,serif;font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.12em;color:var(--accent)}.cvt .assumptions summary::-webkit-details-marker{display:none}.cvt .assumptions summary:before{content:"▸ ";color:var(--ink-soft);font-size:.9em}.cvt .assumptions[open] summary:before{content:"▾ "}.cvt .assumptions[open] summary{margin-bottom:24px}.cvt button.go{width:100%;font-family:Fraunces,serif;font-weight:600;font-size:1.1rem;letter-spacing:.01em;background:var(--accent);color:#fbf9f4;border:none;padding:18px;border-radius:10px;cursor:pointer;transition:transform .12s ease,background .2s ease}.cvt button.go:hover{background:#245249;transform:translateY(-1px)}.cvt button.go:active{transform:translateY(0)}.cvt .reset{background:none;border:none;color:var(--ink-soft);font-family:Newsreader,serif;font-style:italic;font-size:.98rem;text-decoration:underline;cursor:pointer;margin-top:18px}.cvt .result{display:none}.cvt .result.show{display:block;animation:cvt-rise .5s ease both}@keyframes cvt-rise{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.cvt .band{display:flex;align-items:center;gap:16px;padding:22px 24px;border-radius:12px;margin-bottom:28px}.cvt .band.steady{background:var(--steady-soft)}.cvt .band.caution{background:var(--caution-soft)}.cvt .band.clear{background:var(--clear-soft);border:1px solid var(--line)}.cvt .band.risk{background:var(--risk-soft)}.cvt .band .dot{width:14px;height:14px;border-radius:50%;flex-shrink:0}.cvt .band.steady .dot{background:var(--steady)}.cvt .band.caution .dot{background:var(--caution)}.cvt .band.clear .dot{background:var(--clear)}.cvt .band.risk .dot{background:var(--risk)}.cvt .band .band-title{font-family:Fraunces,serif;font-weight:600;font-size:1.25rem}.cvt .band .band-sub{font-size:.98rem;color:var(--ink-soft);margin-top:2px}.cvt .metric-row{display:flex;justify-content:space-between;align-items:baseline;gap:20px;padding:16px 0;border-bottom:1px solid var(--line)}.cvt .metric-row:last-of-type{border-bottom:none}.cvt .metric-row .m-label{font-size:1rem}.cvt .metric-row .m-label small{display:block;color:var(--ink-soft);font-size:.88rem;font-style:italic}.cvt .metric-row .m-val{font-family:Fraunces,serif;font-weight:600;font-size:1.5rem;text-align:right}@media(max-width:560px){.cvt .metric-row{flex-direction:column;align-items:flex-start;gap:6px}.cvt .metric-row .m-val{text-align:left}}.cvt .m-val .unit{font-size:.9rem;font-weight:400;color:var(--ink-soft)}.cvt .reasoning{margin-top:28px}.cvt .reasoning h4{font-family:Fraunces,serif;font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin-bottom:14px}.cvt .reasoning ul{list-style:none}.cvt .reasoning li{padding-left:22px;position:relative;margin-bottom:12px;font-size:1.02rem;color:var(--ink)}.cvt .reasoning li:before{content:"";position:absolute;left:2px;top:11px;width:7px;height:7px;border-radius:50%;background:var(--accent)}.cvt .honesty{font-size:.95rem;color:var(--ink-soft);font-style:italic;border-left:3px solid var(--line);padding-left:18px;margin-top:28px}.cvt .going-deeper{margin-top:28px;padding-top:24px;border-top:1px solid var(--line)}.cvt .going-deeper h4{font-family:Fraunces,serif;font-weight:600;font-size:.82rem;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin-bottom:14px}.cvt .going-deeper p{margin-bottom:12px;font-size:1.02rem;line-height:1.55}.cvt .going-deeper p:last-child{margin-bottom:0}.cvt .going-deeper a{color:var(--accent);font-weight:500;text-decoration:none;border-bottom:1px solid transparent;transition:border-color .12s ease}.cvt .going-deeper a:hover{border-bottom-color:var(--accent)}